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Pat Williams
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ERA American Realty of Northwest Florida Inc
As a Realtor, Pat is a Multi-Million dollar producer in Real Estate sales. Pat is consistently in the top 5 Real Estate Agents at American Realty. Pat holds the following distinguished designations.
A designation earned by 1% of all licensed Realtors that signals to the public that the person displaying it has gone through extensive training to successfully mitigate a foreclosure and/or short sales. Unlike most realtors I have the necessary training, knowledge & tools to help you in a time of financial hardship. My goal is to help homeowners in distress avoid foreclosure and sell their properties. I know that I can help you save your credit, and help you move on with your life.
Certified Residential Specialist (CRS). The Certified Residential Specialist Designation is the highest credential awarded to sales agents in residential real estate. Only 4% of all real estate agents have qualified for this designation. When a consumer selects a CRS designee to work with, he or she can be certain that they are working with a well educated, experienced, top-producing residential specialist that knows exactly how to negotiate a deal in the best interest of their clients.
Certified International Property Specialist (CIPS).
The Certified International Property Specialist Network (CIPS Network) is the specialty membership group for international practitioners of the National Association of REALTORS, the world's largest trade association. The CIPS Network is comprised of 1,500 real estate professionals who deal in all types of real estate, but with one common element: they are focused on the special needs of the "international" market. Pat is a member of the local real estate board committee that deals with attracting International Real Estate business.
Fort Walton Beach Real Estate and Destin Real Estate.
Homes, Condos, Land, Vacation homes, and Commercial Real Estate for sale in:
Okaloosa County, Walton County and Santa Rosa County Florida
Okaloosa County is home to the communities of:
Fort Walton Beach, Destin, Eglin AFB, Hurlburt Field, Niceville, Crestview, Mary Esther, Florosa, Shalimar, Valparaiso, and Baker
Walton County (East), home to communities of:
DeFuniak Springs, Seaside, Seagrove, Sandestin, Freeport, Grayton Beach, Santa Rosa Beach, and Paxton
Santa Rosa County (West), home to communities of:
Navarre, Gulf Breeze, and Holley
Welcome to the Fort Walton Beach Real Estate and Destin Real Estate home page. This is The Pat Williams Team web site. We are the area real estate experts in this tri-county area of Florida and ERA American Realty is the number one company in the tri-county area in sales.
The Pat Williams Team specializes in Local Residential Real Estate, International Real Estate, Investment Properties, Commercial Property, Condominiums(Condos) and Land. Real Estate in Fort Walton Beach and Destin is prime for Investors as well as homeowners. If you ever plan to buy new real estate, along the Emerald Coast, now is the time. Interest rates are low and homes are plentiful and inexpensive. Also for Investors and others interested in property analysis you should look through the spreadsheet analysis software. There is 1. Real Estate Investment Analysis Calculator, 2. Break Even Analysis Calculator, 3. Commercial Loan Qualifer Calculator, 4. Comparison of Offers for owners Financing property, 5. Rehab profitability analysis Calculator, 6. Foreclosure Risk Calculator, 7. Qualify for Hard money Calculator, 8. Retirement Scenario Calculator, 9. Mortgage Loan Calculator, and finally a 10. Variable Interest Rate Calculator. To see the calculators
Click Here
In Fort Walton Beach Florida the primary market is residential properties with a large number of waterfront property and luxry homes on the various bayous of Choctawhatchee Bay. In Destin and Sandestin Florida the primary market is vacation homes, beach properties, beach condominiums, beach houses, luxry homes, and residential properties.
Fort Walton Beach is home to the largest number of military personnel from Eglin AFB and Hurlburt Field. If you are military and plan to be stationed at Eglin AFB or Hurlburt Field you will most likely move to Fort Walton Beach, Niceville, Mary Esther, Shalimar, Navarre, Crestview or to on-base housing.
Eglin Guide Click here
There are 23 small cities listed in our local phone book that covers about a 30 mile radius around Eglin AFB. Fort Walton Beach and Destin are the largest cities in the list of 23.
Tyndall AFB Guide Click here
Are you having difficulty finding financing for your Condo in the panhandle of Florida? Please click here for a Lender that specializes in Condo mortgages and should be able to help you. Let the Pat Williams Team here from you. We want to make sure you get the help you need.
Information provided by the Okaloosa Economic Development Council (EDC) concerning the new F-35 Joint Strike Figher coming to Eglin AFB. Click here!
Destin and the Emerald Coast won another outstanding award from the January 2009 Southern Living Magazine. Destin placed 1st in Best Beaches, 3rd in Best Family Destination, 9th as Best City, and 10th as Best Weekend Getaway. Go to the list of articles along the left hand side of the page and press "Destin Top 10" and read the entire article. Destin and the greater Fort Walton Beach area have won numerous magazine awards over the years as the best place to live with the best beaches in the U.S.A.
This Fort Walton Beach Real Estate web site offers access to all properties for sale in our area through the local Multiple Listing Service (MLS). The Pat Williams Team can help you with any property you find on the Emerald Coast MLS. Click the hyperlink below and see a real-time up-to-date list of all the homes listed in our tri-county MLS. If you find something that sparks your interest, send me an e-mail or call and I can help you with more details on the property.
Click here for the Northwest Florida relocation guide. It will provide you with information and phone numbers for almost anything you can imagine for the surrounding community. Great Site!!
You may search our local MLS for Okaloosa, Walton and Santa Rosa counties by clicking here.
Here is a great deal from our Federal Government for Military People until April 30, 2011 if you have been deployed. Call for details!
$8,000 Federal Tax Credit for First Time Homebuyers.
Or
$6500 Federal Tax Credit for existing homeowners.
First Time Buyers
How Much is the Credit?
The Tax Credit will be $8,000 or 10% of the purchase price, whichever is less.
What type of purchase is elgible?
Similar to the $7,500 tax credit included in the Housing and Economic Recovery Act of 2008, the $8,000 tax credit included in the 2009 economic stimulus plan is available for the purchase of a principal residence by first-time homebuyers. Available through April 30, 2010 and house must be closed by 1 July 2010.
Who qualifies for the first-time homebuyer credit?
According to the IRS, any taxpayer who has not owned a home during the 3 years prior to the date of purchase can qualify for the credit.
Do I have to repay the credit?
No. This is a change from the previous $7,500 tax credit. However, if the home is sold within three years of purchase, the credit will be reversed.
What are the income limitations on the tax credit?
The Tax credit begins to phase out for individuals with adjusted gross income over $75,000 ($150,000 for joint filers).
New $6,500 tax credit for repeat home buyers
If you have been holding back on getting involved with the new $6,500 federal tax credit for repeat home purchases, there's no more excuse for inaction. You now have all the official IRS Guidance you'll need to buy a house, qualify for the credit and pocket the $6,500.
The credit called "long-time resident of the same main home" supplements the $8,000 credit for first-time purchasers. Taxpayers who have occupied the same property as principal residence for five consecutive years during the previous eight years may now be able to claim a tax credit on a purchase of another house they intend to use as a principal residence. The credit is for up to 10 percent of the price of replacement home, capped at $6,500. Purchase contract must be dated from Nov 7 2009, to April 30, 2010, and the closing must take place no later than 30 June 2010. The maximum purchase price is $800,000. Purchaser are not required to sell their previous home but they must be able to demonstrae that the replacement house is or will be their principal residence.
For Details Contact Pat Williams at 850-585-4062 or send email to erapat@cox.net.
We provide comprehensive information about the communities that we serve and are proud to provide information on the cost of living, schools, Real Estate Statistical data and answers to other commonly asked real estate questions and much more. I believe this site will offer everything that you will need to know when you consider selling or buying real estate in this tri-county area.
If there is any information that we do not provide on this site, that would be of help to you, please call or send an e-mail and let us know so that we can help you find what you need.
REO properties are foreclosures back in Bank of America andFannie Mae's hands and assigned to Pat Williams to sell. A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property's loan. It often occurs when a borrwer cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the current debtor. Both parties consent to the short sale process, because it allows them to avoid foreclosure, which involves hefty fees for the bank and poorer credit report outcomes for the borrower (wikipedia).
Foreclosure Problems, Call or Email The Pat Williams Team:
We work with people who are having challenges with their mortgages companies. We would like to help you save your home. We offer a no pressure, no obligation, free consultation to let you know about your rights and possible solutions. Foreclosure is not the only alternative available to you.
Our objective is to help you keep your home. It is possible to work with almost any foreclosure challenge. Lenders do not want to take your home. Lenders face enormous legal costs and very high overhead. In response to today's economy, lenders are more flexible than ever before in creating programs to help you save your home.
Fort Walton Beach real estate and The Pat Williams Team look forward to hearing from you! Take Care! Call us soon!
Pat Williams
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